Covered California and group SHOP plans

Announced recently, “Covered California is bringing greater flexibility to employers, additional options for adult dental coverage, and more choice of benefits employees can select through the Small Business Health Options Program (SHOP).”

The 2015 SHOP carriers will offer increased flexibility and choice says Executive Director of Covered California.  Those business starting coverage after October 1, 2014 can offer more than 1 metal tiers.  They must be touching tiers but this will help employers keep the cost down and flexibility high for employees to choose the plan that best fits theirs needs.  Dental will also be added as an option but, let’s get real, dental is always best purchased from a non-health insurance carrier (like Delta Dental).

For 2015 you can purchase your group health insurance plans from the following insurance companies:

Blue Shield of CA

Chinese Community Health Plan (SF & San Mateo county only)

Health Net

Kaiser Permanente

SHARP Health Plan

Western Health Advantage