Your health insurance plan has lots of benefits included that you might not be taking advantage of.  While the health insurance plan may have high deductibles, don’t look past money saving opportunities.  Your Bronze or Silver plan do include office … Continue reading →

Broke or broken, in 2012 Medicare continued to operate on a deficit.  A $27.7 billion deficit!   That is greater than the budget deficit of Greece ($25.7 billion) that caused their nationwide financial challenges in recent history.  Regardless of this, the … Continue reading →

No one wants to think about needing long-term care…but don’t count on the government to provide it, through Medicare or otherwise. Protect your life’s work and savings by planning in advance for your family.  As NPR reported on April 24, … Continue reading →

Think your lifestyle is insured for the chance of disability? The publicly funded disability insurance program was designed for late 1950’s working conditions so don’t expect to continue your quality of life with government disability programs.  Almost $1 of every … Continue reading →