Many people still think that Medicare comes with no cost. We have paid into the system all our working lives, right?!  Well, there is a very real cost.  Don’t forget to check out your Medicare premiums on the Medicare website and then add in the cost of your Medicare Supplement and Part D.  The supplemental coverage plan F is your best bet to limit your out of pocket cost as you incur claims.  The F plan comes in two great versions to fit anyone’s budget!  The Part D, for Rx coverage, is where your cost can really increase so be sure that you take advantage of the open enrollment each year.  As your Rx needs change, you can adjust your benefits to ensure the best coverage for your needs.

Call Mika at (408) 395-3303 or email here.